My buyer's searches flagged a problem. What now?
Published 31 July 2026 · 8 min read · By Evren Ergin
Most things that turn up in a buyer's searches are recorded facts about the area rather than faults with your home, and the great majority of sales carry on past them. Get the exact wording from your solicitor first, find out which of three categories it falls into, and only then decide whether anything needs to change.
TL;DR
- •Searches report what is already on public record near your home. Very few findings are deal-breakers on their own.
- •Legal complexity caused just 6.25% of collapsed UK sales in the first quarter of 2026, the smallest single cause on the list.
- •Nearly every finding falls into one of three buckets: information only, insurable, or fixable with paperwork or money.
- •Do not drop your price or come off the market on the strength of a search result until you have seen the actual wording and a written estimate.

What are searches, and what did they actually find?
Conveyancing searches are enquiries a buyer's solicitor sends to public bodies to find out what is recorded about a property and the land around it. They are not an inspection of your house. Nobody visits. They pull records that already exist.
The standard set is the local authority search, which comes in two parts, plus a drainage and water search and an environmental report. The HomeOwners Alliance guide for 2026 puts local authority fees at £50 to £250 depending on the council, with drainage and environmental reports typically £30 to £40 each.
The standard searches and what each one reports
| Search | What it reports | Common finding |
|---|---|---|
| LLC1 (local land charges) | Registered charges on the property | Listed building status, conservation area, tree preservation order, smoke control zone |
| CON29 (local authority enquiries) | Roads, planning, notices | An unadopted road, a nearby planning application, a building regulation record missing |
| Drainage and water | Public sewers and water mains | A public sewer crossing the garden |
| Environmental report | Contamination, ground stability, flood risk | A flood risk rating, historic landfill or mining nearby |
How worried should I be?
Less worried than the phone call made you feel. 23.7% of agreed UK sales collapsed in the first quarter of 2026, according to Quick Move Now's analysis of TwentyCi data published on 24 April 2026. Of the sales that did fail, legal complexity accounted for 6.25%, the smallest cause on the list.
By comparison, survey issues caused 37.5% of failures and a change of heart by one side caused 31.25%. A search finding tends to trigger a conversation about price or paperwork rather than a walkout.
What normal looks like, and what deserves real attention
| Usually normal | Worth taking seriously |
|---|---|
| A public sewer or water main crossing the garden | A high flood risk rating that a lender or insurer will not accept |
| A restrictive covenant from decades ago that nobody has ever enforced | Significant recorded ground instability or contamination |
| The road outside not being adopted by the council | A major infrastructure scheme recorded as running through or beside the property |
| A planning application on a neighbouring property | A missing building regulations completion certificate for work you had done |
| Conservation area or listed status the buyer already knew about | An enforcement notice against work at your property |
What should I do first?
1. Get the exact wording, not the summary
Ask your solicitor to send you the actual paragraph from the search result. A finding relayed through an agent and a buyer loses precision at every step, and 'there's an issue with the searches' is not something you can act on.
2. Ask which of three categories it falls into
Ask your solicitor directly: is this information only, is it insurable, or does it need fixing? Almost everything lands in one of those three, and the answer decides everything that follows.
3. Check whether indemnity insurance closes it
Indemnity insurance is a one-off policy that covers a buyer and their lender against a specific legal risk, such as an unenforced covenant or missing building regulations paperwork. Lenders accept them routinely. Ask your solicitor what a policy would cost before you discuss money with the buyer.
4. Get one written estimate if something physical is involved
If the finding points at real work, get one written quote from a qualified contractor. A number on paper from a tradesperson ends a negotiation that is otherwise conducted in guesses.
5. Work out what any reduction actually costs you
Before you agree to anything, run the reduced figure through to your net proceeds so you know what leaves your pocket after fees, your mortgage redemption and moving costs. Decide your floor in private, then negotiate.
6. Reply once, in writing, with a position
Send one clear response through your solicitor covering what you will do, what you will pay for, and what you will not. A single firm answer moves faster than a week of relayed messages, and it puts the next decision back with the buyer.
What if the buyer asks for money off?
Treat it as a normal negotiation with a specific figure attached, not as an accusation. Ask what the reduction is based on, and ask for it in writing.
- If an indemnity policy resolves the point, offer to pay for the policy. That closes the issue without touching the price.
- If real work is needed, the written estimate is the number under discussion, not the buyer's opening figure.
- If the finding is information only, say so plainly and hold your price. A recorded fact about the area was true when they offered.
- If you do move on price, move once and say it is your final position.
How do I protect myself while this is being sorted out?
This is the part sellers get wrong. The safest read of a buyer's commitment is not what they say, it is what they have spent and instructed.
- Real commitment looks like a solicitor instructed and paid, searches ordered and paid for, a mortgage application submitted and a survey booked. Your buyer has already paid for these searches, which is itself a good sign.
- Keep your own cheap moves running: your solicitor instructed, your forms returned, your certificates gathered. Momentum costs you almost nothing.
- Hold back the expensive and irreversible moves until the point is resolved. That means large management or leasehold information packs, and the decision to come fully off the market.
- Ask your agent to keep a note of any second-place interest rather than turning it away outright, until the buyer's position is settled.
Around one in four agreed sales in the UK does not complete, and the average gap between sale agreed and completion reached 154 days in Rightmove's 31 July 2026 analysis. Moving in step with your buyer rather than ahead of them is what keeps that stretch from costing you money.
A search result is a fact about the ground your house stands on. It is not a verdict on your house.
Do I have to declare a search finding to future buyers?
You answer the questions on the Law Society's TA6 property information form honestly, and the sixth edition of that form came into force on 30 March 2026 with a fuller set of questions on flooding, including which type of flooding affected the property and whether a flood risk report exists.
A finding in a buyer's search is a matter of public record, so a later buyer's solicitor will find the same thing. Answer accurately and keep copies of anything you obtain, such as an indemnity policy or a certificate. Being able to hand the next buyer a resolved file is worth more than hoping the point stays hidden.
Can a buyer pull out because of the searches?
They can, because nothing is binding before exchange of contracts. In practice it is rare on its own. Legal complexity accounted for 6.25% of collapsed UK sales in the first quarter of 2026, well behind survey issues and a change of heart.
What is indemnity insurance and who pays for it?
Indemnity insurance is a one-off policy that protects a buyer and their lender against a specific legal risk, such as an unenforced restrictive covenant or missing building regulations paperwork. Either side can pay. Sellers commonly offer to, because a policy closes the point without changing the agreed price.
My search flagged flood risk. Will that stop the sale?
Not by itself. What matters is whether the buyer's lender and insurer will accept the property at that rating, and what a quote actually looks like. Ask the buyer to get an insurance quote before anyone discusses price, because a normal premium ends the conversation quickly.
The searches found a public sewer under my garden. Is that a problem?
It is one of the most common findings there is. It means the water company has rights of access for repairs and that you cannot build over the pipe without consent. It rarely affects value and rarely affects a sale.
Should I take my house off the market while this is resolved?
Not until the point is settled and the buyer is still committed. Keep answering your own paperwork so nothing is delayed at your end, but hold the irreversible decisions until you know where the buyer stands.
Where does ValuQ fit into this?
ValuQ gives UK homeowners free, side-by-side property valuations from competing local estate agents, so the price you set and the agent you pick are decisions you make with the full picture in front of you. That is the same principle at work here. See the wording, see the cost, then decide. The sale stays yours to direct.
Sources
- [1]Quick Move Now analysis of TwentyCi Property and Homemover Report, Q1 2026 fall-through data · 2026-04-24 · https://www.abcmoney.co.uk/2026/05/uk-housing-market-under-strain-as-24-of-property-sales-fall-through-in-early-2026
- [2]The Law Society, TA6 Property information form (6th edition) · 2026-03-30 · https://www.lawsociety.org.uk/topics/property/ta6-6th-edition
- [3]HomeOwners Alliance, Local Authority Searches: What Are They? How Long Do They Take? · 2026-01-01 · https://hoa.org.uk/advice/guides-for-homeowners/i-am-buying/local-authority-searches-explained/
- [4]Property Industry Eye, Estate agents face longest wait on record to get paid (Rightmove analysis) · 2026-07-31 · https://propertyindustryeye.com/estate-agents-face-longest-wait-on-record-to-get-paid/
- [5]Mortgage Solutions, House price inflation at 1.3% as market slows over summer (Zoopla House Price Index) · 2026-07-30 · https://www.mortgagesolutions.co.uk/mortgage-news/2026/07/30/house-price-inflation-at-1-3-as-market-slows-over-summer-zoopla/
Terms in this article
Plain-English definitions from the ValuQ property glossary.
TA6 Property Information Form
The TA6 is the standard form where the seller answers formal questions about the property: disputes, alterations, boundaries, flooding, knotweed and more.
Drainage and water search
The drainage and water search confirms whether a property connects to mains water and sewerage, and where the pipes run.
Local authority search
The local authority search asks the council what it knows about a property: planning history, building control, road schemes, enforcement and local land charges.
Exchange of contracts
Exchange of contracts is the moment a sale becomes legally binding, when the two signed contracts are formally swapped and the deposit is paid.
Restrictive covenant
A restrictive covenant forbids specified uses of land, such as building additions, running a business, or keeping certain animals.
Indemnity insurance
Indemnity insurance is a one-off policy covering financial loss from a specific legal defect, bought instead of fixing the defect itself.
Enforcement notice
An enforcement notice is the council's formal demand to remedy a planning breach, up to and including demolition of unauthorised work.
Conservation area
A conservation area is a designated neighbourhood where the council controls demolition, trees and certain alterations to preserve its character.
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