Remortgage applications up 46% in Q1 as 1.8m fixed deals mature in 2026
Remortgage applications jumped 46% in Q1 compared with the same period last year, according to broker network Stonebridge. House purchase applications dipped 3.6%. UK Finance expects 1.8 million fixed-rate deals to end in 2026, which is why remortgaging has taken over activity. Two-year fixes have overtaken five-year fixes in popularity, with borrowers betting that rates will fall further rather than locking in for longer.
What this means for…
Buyers· 2/3
Sellers· 1/3
Wider market· 2/3
Each axis scored 1 (minor) to 3 (major). Total 5/9.
More Demand commentary
2 Sept 2026 · Impact 4/9
Atom bank raises loan-to-income limits, adding up to £31,000 of borrowing for households on £45,000 to £60,000
2 Sept 2026 · Impact 7/9
Annual house price growth edges up to 1.6% in August as Nationwide points to easing wage pressure
1 Sept 2026 · Impact 8/9
Mortgage approvals fall to 56,100 in July as net lending drops to £4.3bn
Related reading
Thinking about your own move?
See what your home is worth with free, side-by-side valuations from competing local agents. Your details stay private until you choose one.
Get your free valuations →