Halifax cuts fixed mortgage rates from 24 August, with 60% LTV remortgage deals down 0.13%
Halifax cut selected fixed rates from 24 August, with reductions of up to 0.11% for homemovers and first-time buyers and 0.13% off its 60% LTV two-year remortgage deal. As one of the UK's largest lenders, its pricing tends to pull rivals along, extending the easing already seen from Nationwide, Santander and HSBC this month. For buyers that trims monthly costs modestly; for sellers it slightly widens the pool of affordable offers. These remain small cuts, not a turning point.
What this means for…
Buyers· 2/3
Sellers· 2/3
Wider market· 2/3
Each axis scored 1 (minor) to 3 (major). Total 6/9.
More Rates commentary
8 Oct 2026 · Impact 5/9
Yorkshire Building Society cuts five-year 95% LTV purchase rate by 0.50 points to 5.79%
5 Oct 2026 · Impact 8/9
Average five-year fixed mortgage rate hits 6% for the first time since 2023, as sub-5% deals fall from 1,494 to nine
2 Oct 2026 · Impact 7/9
Average two- and five-year fixed mortgage rates climb to 5.96% and 5.98%, close to 6%
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