Halifax cuts fixed mortgage rates from 24 August, with 60% LTV remortgage deals down 0.13%
Halifax cut selected fixed rates from 24 August, with reductions of up to 0.11% for homemovers and first-time buyers and 0.13% off its 60% LTV two-year remortgage deal. As one of the UK's largest lenders, its pricing tends to pull rivals along, extending the easing already seen from Nationwide, Santander and HSBC this month. For buyers that trims monthly costs modestly; for sellers it slightly widens the pool of affordable offers. These remain small cuts, not a turning point.
What this means for…
Buyers· 2/3
Sellers· 2/3
Wider market· 2/3
Each axis scored 1 (minor) to 3 (major). Total 6/9.
More Rates commentary
19 Aug 2026 · Impact 5/9
HSBC cuts mortgage rates by up to 0.20% and lifts lending limits as Gen H trims high-LTV pricing again
17 Aug 2026 · Impact 6/9
Santander cuts most residential fixed rates by up to 13bps from 19 August as lender easing broadens
17 Aug 2026 · Impact 5/9
Nationwide cuts fixed mortgage rates by up to 15bps from 18 August, taking its lowest rate back below 4.5%
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