NatWest cuts mortgage rates by up to 37bps across residential and buy-to-let
NatWest is cutting mortgage rates by up to 37 basis points, covering both residential and buy-to-let. The biggest move is on its 95% LTV five-year fix, down from 5.76% to 5.39%. It follows HSBC last week. For buyers, it's the first run of meaningful cuts since rates rose in February after the Iran conflict. The picture stays unsettled — swap rates remain higher than the start of the year.
What this means for…
Buyers· 2/3
Sellers· 1/3
Wider market· 2/3
Each axis scored 1 (minor) to 3 (major). Total 5/9.
More Rates commentary
1 Sept 2026 · Impact 5/9
HSBC cuts fixed mortgage rates by up to 0.11% as lenders keep trimming into September
1 Sept 2026 · Impact 5/9
More than one million homeowners come off two-year fixes this year, facing £283 a month more on standard variable rates
21 Aug 2026 · Impact 6/9
Halifax cuts fixed mortgage rates from 24 August, with 60% LTV remortgage deals down 0.13%
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