HSBC cuts mortgage rates by up to 0.11% across residential and buy-to-let ranges

HSBC reduced rates by up to 0.11% across its residential and buy-to-let fixed and tracker ranges on 10 June, with standard residential fixes now starting at 4.47% against a 3.75% base rate. The move follows a week of repricing by Lloyds, Halifax and NatWest as lenders position ahead of the 18 June Bank Rate decision. For buyers and remortgagers, headline pricing keeps drifting down. These are modest trims, though, and affordability remains stretched.