Halifax and BM Solutions trim selected fixed rates by up to 0.25% as funding costs rise

Halifax and BM Solutions both trimmed selected fixed rates by up to 0.25% on 5 May 2026, with the bulk targeting remortgage, product transfer and further-advance products. Funding costs have actually risen and Foundation pulls its entire residential range tomorrow, so brokers are calling this the last leg of cheaper pricing rather than a wider trend. For buyers, today's headline rates may be the floor for now; for sellers, affordability looks set to tighten again before it eases.